Bankruptcy, Federal Court System

Alabama Bankruptcy Search

Alabama has three federal bankruptcy districts: Northern, Middle and Southern. Bankruptcy cases are filed only in federal court, never in a state court.

Guide

Alabama Bankruptcy Search at a Glance

Alabama's bankruptcy cases are split among three federal courts by where the debtor lives. The court links below open each court's own site, and PACER, in the federal list further down, searches all three at once.

Guide

Alabama Bankruptcy Court Resources

Use the resources below to identify the correct federal bankruptcy court, check electronic filing or docket access, and locate related bankruptcy guidance for Alabama.

Under Federal Rule of Bankruptcy Procedure 9037, filed papers may show only the last four digits of a Social Security number, the year of birth and a minor's initials. To tell apart two debtors with the same name, compare the home address and those four digits on the petition, Official Form 101.

Guide

Alabama bankruptcy files: districts and access

Alabama is split into three federal bankruptcy districts. The Northern District of Alabama is at alnb.uscourts.gov, the Middle District at almb.uscourts.gov and the Southern District at alsb.uscourts.gov. A case is filed in the district where the debtor lives, so a name search that does not know the county should start at the PACER Case Locator, which covers all three at once. Each court's docket and documents are public under 11 U.S.C. 107, at $0.10 per page on PACER with a $3 cap per document and no charge in a quarter at $30 or less, or free to view on the courthouse terminal. Schedule A/B names each deposit account by institution and Schedule I names the employer; the Alabama asset search page explains how those pages are read.

Straight answers

Alabama Bankruptcy Search, questions

Are bankruptcy records public?

Yes. All documents filed in a bankruptcy case are public records under 11 U.S.C. § 107, subject only to narrow sealing for trade secrets and certain personal identifiers.

Do states have their own bankruptcy courts?

No. Bankruptcy is exclusively federal under Article I of the U.S. Constitution and Title 11 of the U.S. Code. Each U.S. judicial district has a bankruptcy court.

How long does a bankruptcy stay on a credit report?

Chapter 7 discharges remain on a consumer credit report for 10 years from the filing date. Chapter 13 remains 7 years from filing. This is controlled by the federal Fair Credit Reporting Act (15 U.S.C. § 1681c).

Is there a fee to use PACER?

Registration is free. Per-page viewing is $0.10 per page, capped at $3.00 per document. Users who accrue less than $30 per quarter pay nothing.