Bankruptcy, Federal Court System

Florida Bankruptcy Search

Florida has three federal bankruptcy districts: Northern, Middle and Southern. Bankruptcy cases are filed only in federal court, never in a state court.

Guide

Florida Bankruptcy Search at a Glance

Florida's bankruptcy cases are split among three federal courts by where the debtor lives. The court links below open each court's own site, and PACER, in the federal list further down, searches all three at once.

Guide

Florida bankruptcy files: districts and access

Florida has three federal bankruptcy districts: the Northern District (flnb.uscourts.gov), with clerk's offices in Tallahassee and Pensacola, a court proceedings only location in Gainesville and a Panama City courthouse closed indefinitely since hurricane damage in 2018, the Middle District (flmb.uscourts.gov) and the Southern District (flsb.uscourts.gov). A name search without a county starts at the PACER Case Locator, which covers all three. Dockets and documents are public under 11 U.S.C. 107 at $0.10 per page on PACER, $3 at most per document, free in a quarter at $30 or less, and free to view at the courthouse. Schedule A/B lists deposit accounts by institution and Schedule I the employer by name; the Florida asset search page sets those schedules next to the Family Law Financial Affidavit in an open Florida divorce file.

Straight answers

Florida Bankruptcy Search, questions

Are bankruptcy records public?

Yes. All documents filed in a bankruptcy case are public records under 11 U.S.C. § 107, subject only to narrow sealing for trade secrets and certain personal identifiers.

Do states have their own bankruptcy courts?

No. Bankruptcy is exclusively federal under Article I of the U.S. Constitution and Title 11 of the U.S. Code. Each U.S. judicial district has a bankruptcy court.

How long does a bankruptcy stay on a credit report?

Chapter 7 discharges remain on a consumer credit report for 10 years from the filing date. Chapter 13 remains 7 years from filing. This is controlled by the federal Fair Credit Reporting Act (15 U.S.C. § 1681c).

Is there a fee to use PACER?

Registration is free. Per-page viewing is $0.10 per page, capped at $3.00 per document. Users who accrue less than $30 per quarter pay nothing.