Bankruptcy, Federal Court System

Iowa Bankruptcy Search

Iowa has two federal bankruptcy districts: Northern and Southern. Bankruptcy cases are filed only in federal court, never in a state court.

Guide

Iowa Bankruptcy Search at a Glance

Iowa's bankruptcy cases are split among two federal courts by where the debtor lives. The court links below open each court's own site, and PACER, in the federal list further down, searches both at once.

Guide

Iowa Bankruptcy Court Resources

Use the resources below to identify the correct federal bankruptcy court, check electronic filing or docket access, and locate related bankruptcy guidance for Iowa.

Under Federal Rule of Bankruptcy Procedure 9037, filed papers may show only the last four digits of a Social Security number, the year of birth and a minor's initials. To tell apart two debtors with the same name, compare the home address and those four digits on the petition, Official Form 101.

Guide

Iowa bankruptcy files: districts and access

Iowa has two federal bankruptcy districts. The Northern District of Iowa (ianb.uscourts.gov) covers the northern half of the state, and the Southern District of Iowa (iasb.uscourts.gov) the southern half, including Des Moines. A name search that does not know the county starts at the PACER Case Locator, which covers both. Dockets and documents are public under 11 U.S.C. 107 at $0.10 per page on PACER, $3 at most per document, free in a quarter at $30 or less, and free to view at the courthouse. Unlike an Iowa dissolution file, where a financial statement can be sealed on an unopposed motion, the bankruptcy schedules that name deposit accounts and the employer stay open. The Iowa asset search page explains how they are read.

Straight answers

Iowa Bankruptcy Search, questions

Are bankruptcy records public?

Yes. All documents filed in a bankruptcy case are public records under 11 U.S.C. § 107, subject only to narrow sealing for trade secrets and certain personal identifiers.

Do states have their own bankruptcy courts?

No. Bankruptcy is exclusively federal under Article I of the U.S. Constitution and Title 11 of the U.S. Code. Each U.S. judicial district has a bankruptcy court.

How long does a bankruptcy stay on a credit report?

Chapter 7 discharges remain on a consumer credit report for 10 years from the filing date. Chapter 13 remains 7 years from filing. This is controlled by the federal Fair Credit Reporting Act (15 U.S.C. § 1681c).

Is there a fee to use PACER?

Registration is free. Per-page viewing is $0.10 per page, capped at $3.00 per document. Users who accrue less than $30 per quarter pay nothing.