Colorado Asset Search

Every link in this guide was opened and verified on Sep. 17, 2026.

Colorado property research usually begins with the county clerk and recorder, while company and central UCC searches begin with the Secretary of State. Court collection uses a separate set of forms. The court level matters: district-court and county-court garnishment rules are not interchangeable labels.

An asset appearing in a public record is not automatically available to pay a judgment. This guide separates the public-record search from private financial information and the Colorado collection process.

Follow the documents, not just the name

Start with a parcel and the last recorded owner, then follow the owner into business records. For a rental or commercial property, distinguish the title-holding company from its manager and from the individual judgment debtor. Search existing loans and recorded claims before estimating value available for collection.

Colorado Judicial Branch publishes a judgment-collection guide and forms for seeking money or property held by someone other than the debtor. A bank is that third party. The non-earnings route differs from an employer wage garnishment.

Use the forms and instructions for the court handling the case. The bank guidance identifies JDF 82 for money or property other than earnings. District Rule 103 and County Rule 403 govern their respective court procedures; confirm the correct packet rather than switching forms based only on the asset's dollar value.

Identify the bank, request the appropriate writ, arrange authorized service and follow the required notice and answer process. The bank may report that it holds no reachable funds, identify a competing issue or respond with money subject to an exemption claim. An issued writ does not establish which of those outcomes applies.

Where the asset information is incomplete, the judicial guide describes postjudgment information procedures, including interrogatories. Use those lawful questions to develop facts before multiplying service costs across speculative bank targets.

The applicable official starting points are Colorado Judicial Branch: collecting a judgment, Colorado legal-help resource: when the garnishee is a bank. Use the current issuer's forms and instructions for the particular case.

Real-estate records can support a lien investigation, but a tax assessment does not show the mortgage payoff or the debtor's protected equity. For company assets, determine whether the judgment is against the entity or an individual owner. UCC filings can identify secured creditors whose claims require review before attempting to reach equipment or receivables.

The Census Bureau's 2020-2024 estimates report an owner-occupied housing rate of 66.2% and a median value of owner-occupied housing of $539,400 in Colorado. The rate refers to occupied housing units, not a percentage of people. The value is not an estimate of equity available to creditors. Census QuickFacts: Colorado.

Parcel ownership, commercial property, related LLCs and business collateral are practical public-record starting points. An address can link records, but only verified documents establish the ownership connection.

Match the court, rule and non-earnings form before filing. Keep the balance calculation and debtor name consistent with the judgment, and confirm what happens after the bank's answer rather than assuming service produces immediate payment.

• Colorado Judicial Branch: collecting a judgment
• Colorado legal-help resource: when the garnishee is a bank

Compare other states and asset types.

A Colorado dissolution is filed in the district court of the county where either spouse lives, and the clerk of that district court keeps the file. Access is set by Chief Justice Directive 05-01, re-amended effective November 10, 2025. Section 4.10 makes the court record accessible to the public, and section 4.60(d)(6) makes a specific list of domestic relations records suppressed, meaning accessible only to judges, court staff, the parties and their attorneys: financial statements and financial affidavits, financial documents, memoranda of understanding, parenting plans, qualified domestic relations orders and separation agreements.

The sworn money form

The form is the Sworn Financial Statement, JDF 1111 SC (C.R.C.P. Form 35.2), with its Supporting Schedules JDF 1111 SS. It lists gross monthly income from salary, wages, commissions, bonuses, overtime and self employment, deductions, monthly expenses, unsecured debts and assets including real estate, vehicles, bank accounts, life insurance, investments and retirement funds, and Rule 16.2 requires it within 42 days of service. In Colorado it is a suppressed record. So are the separation agreement and the QDRO, which in most states are where the money shows when the affidavit is closed. What stays public in a Colorado file is the petition, the decree of dissolution, the orders and the register of actions, and the directive says a pleading that merely refers to a suppressed record stays public. A decree that recites the property division is therefore the most useful public page in a Colorado file.

Finding and reading the file

The Colorado Judicial Branch runs no public case search of its own. Its access guide at coloradojudicial.gov refers the public to three vendors for a register of actions that includes domestic cases, LexisNexis Colorado Courts Record Search, Background Information Services and Tessera Data, and states that copies of documents are not available from any of them and may be obtained only from the court. The branch's Record and Document Request Form is the route; copies are 25 cents a page with a $15 cap for parties and no cap for non-parties, $20 for a certified copy, and suppressed records are withheld. Limiting access to a public file beyond the suppressed list is by motion under C.R.C.P. 121, section 1-5.

Bankruptcy files for Colorado residents

Colorado is one bankruptcy district, the District of Colorado at cob.uscourts.gov in Denver. Unlike the state file, a bankruptcy file is open in full under 11 U.S.C. 107: Schedule A/B names the deposit accounts by institution and Schedule I the employer, readable on PACER or free at the courthouse terminal.

After the file: interrogatories to the judgment debtor

In district court a Colorado judgment creditor serves interrogatories on the judgment debtor under C.R.C.P. 69(d); in county court the creditor uses the Pattern Interrogatories, Form 7 for a person and Form 7A for a business, and in small claims court the creditor files JDF 252A or JDF 252B, Motion and Order for Interrogatories, or Form 7A for a business, and the branch's self help page says the debtor is required to answer them. The Colorado judgments and liens page covers the procedure.

• Chief Justice Directive 05-01, as amended November 10, 2025. What it's useful for: section 4.60(d)(6), the list of suppressed domestic relations records.
• Record and Document Request Form. What it's useful for: ordering copies from the court and the fee schedule.
• Collecting a judgment, Colorado Judicial Branch. What it's useful for: the interrogatory forms a judgment debtor must answer.

The national guide covers what stays private, the collection tools for every asset class and what a search and levy can cost: Asset Search, what public records reveal and what stays private.