Utah Asset Search

Every link in this guide was opened and verified on Sep. 17, 2026.

An asset appearing in a public record is not automatically available to pay a judgment. This guide separates the public-record search from private financial information and the Utah collection process.

Follow the documents, not just the name

Follow the owner on the recorded deed and compare exact company identifiers. A person may manage property for another owner or own only an interest in an LLC. Verify the ownership link before assigning a property's full value to the individual's asset list.

Utah Rule 64D governs garnishment of property held by someone other than the debtor. The court distinguishes a regular writ for property such as bank funds from a continuing writ for earnings. Its guide first directs the creditor to confirm ownership, using lawful questions under oath where needed.

The application and service packet include the writ and instructions, the garnishee's answer forms, notice of garnishment and exemptions, and a reply and hearing-request form. The court identifies sheriff, constable or private-investigator service under the applicable law, with proof of service filed afterward. Required papers also go to the debtor or the debtor's attorney.

The guide describes a 21-day response period before payment when no challenge is made. A challenge can produce a hearing. Keep the notices and dates aligned rather than treating the bank's initial hold as completed recovery.

A fee change took effect May 6, 2026. The stated garnishee fee is $10 for a single garnishment or $25 for a continuing garnishment. The current guide allows the fee to be supplied with the papers or handled through the described deduction process; where insufficient funds are reached, the creditor still has the applicable fee obligation. Confirm current instructions before preparing checks.

The applicable official starting points are Utah Courts: applying for a writ of garnishment, Utah Courts: collecting a judgment and different enforcement tools. Use the current issuer's forms and instructions for the particular case.

Utah distinguishes Rule 64D garnishment of property held by a third party from Rule 64E execution against property held by the debtor. For land, vehicles or equipment, verify title, location and existing claims before choosing execution. A bank account and property sitting in the debtor's possession are not the same procedural target.

The Census Bureau's 2020-2024 estimates report an owner-occupied housing rate of 70.2% and a median value of owner-occupied housing of $489,400 in Utah. The rate refers to occupied housing units, not a percentage of people. The value is not an estimate of equity available to creditors. Census QuickFacts: Utah.

Land records, businesses and verified third-party holdings are useful research paths. The ownership requirement and 2026 fee-handling change are practical local checks, not merely background legal details.

Ownership comes before service. Then confirm the regular-versus-continuing form category, the complete notice packet, authorized server and current fee method. A brand name or shared address does not establish that the funds are the debtor's property.

• Utah Courts: identifying a judgment debtor's property

A Utah divorce is filed in the district court of the county where either spouse has lived for at least 90 days, and the district court clerk keeps the file. Utah closes most of it. Under Rule 4-202.02(4)(B)(i) of the Code of Judicial Administration, amended effective May 18, 2026, the records in an action under Title 81, the Utah Domestic Relations Code, are private court records, except that the case history, judgments, orders, decrees, letters of appointment and the record of public hearings are public. The courts' own guidance states that a rule change effective April 1, 2012 made some records in divorce cases private. A private record may be seen only by the persons Rule 4-202.03(3) lists, among them the subject of the record, a party, a party's attorney or licensed paralegal practitioner, a person holding a release notarized within 90 days from someone who may access the record, anyone with a court order, and court personnel.

The sworn money form

Utah's form is the court approved Financial Declaration, required by Rule 26.1 of the Utah Rules of Civil Procedure, amended effective May 1, 2026, in every domestic relations action. It lists income, employer, monthly expenses, assets and debts, and it must carry two years of federal and state tax returns with W-2s, 12 months of pay stubs and other evidence of income, loan applications and financial statements, real estate valuations and three months of statements for every financial account. Each party serves it on the other within 14 days after the first answer and files only a certificate of service; the declaration is filed with the court only when a hearing requires the judge or commissioner to decide a financial question, and when filed it is a private record under Rule 4-202.02(4)(B)(i). The decree of divorce, with its division of property and debt and its alimony terms, and every other judgment and order are public, while the petition, answer, stipulations, parenting plans and child support worksheets are private.

Finding and reading the file

Xchange at utcourts.gov is the subscription case search for district and justice courts, showing parties, attorneys, documents filed, hearings and judgments, with images of public documents in district court cases available for purchase and private records in divorce, custody, support and paternity cases withheld. Public terminals are available at most district court locations, a non-party may submit a Request for Court Record form to the clerk, and paper copies are 25 cents per sheet. A non-party gets the case history, the orders and the decree and nothing more without a release or a court order. Under Rule 4-202.04, effective May 1, 2025, a person with an interest in a court record may move to classify it as private, protected or sealed or to have information redacted, and the court must identify and balance the interests favoring opening and closing the record and, before closing it, find no reasonable alternative sufficient to protect the interests favoring closure.

Bankruptcy files for Utah residents

Utah is one bankruptcy district, the District of Utah at utb.uscourts.gov, in Salt Lake City. Its schedules name each deposit account by institution and the employer by name and are public under 11 U.S.C. 107, which makes the bankruptcy file the one sworn financial record of a Utah resident that a stranger can read.

After the file: procedures in aid of writs

Under Rule 64(c) of the Utah Rules of Civil Procedure, effective May 1, 2024, the court may conduct hearings as necessary to identify property and apply it toward satisfaction of the judgment, witnesses may be subpoenaed to appear, testify and produce records, the court may permit discovery, and it may restrain transfers of property, so the judgment debtor can be subpoenaed to appear, testify and produce records about assets, income and accounts. The Utah judgments and liens page covers the procedure.

• Utah CJA Rule 4-202.02Paragraph (4)(B)(i), the private classification of domestic relations records
• Utah R. Civ. P. 26.1The Financial Declaration, its attachments and when it is filed
• Non-public records, Utah State CourtsWhich divorce documents are private and which are public
• Request a court record, Utah State CourtsPublic terminals, the request form and copy fees
• Utah R. Civ. P. 64Paragraph (c), procedures in aid of writs to identify property

The national guide covers what stays private, the collection tools for every asset class and what a search and levy can cost: Asset Search, what public records reveal and what stays private.